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Students' Corner

Students Credit Card

ABOUT THE SCHEME

Under the visionary leadership of Mamata Banerjee, Hon’ble Chief Minister, West Bengal, The Higher Education Department, Government of West Bengal has introduced the Student Credit Card Scheme for the students of West Bengal to enable them to pursue education without having any financial constraints. This scheme is designed to support the students to pursue secondary, higher secondary, madrasah, undergraduate and post graduate studies including professional degree and other equivalent courses in any School, Madrasah, College, University and other affiliated institutes within and outside India. Students studying in various coaching institutions for appearing in different competitive examinations like Engineering, Medical, Law, IAS, IPS, WBCS etc, can also avail the loan under this scheme. A student from West Bengal can obtain a maximum loan of Rs. 10 lakhs @ 4% per annum simple interest from the State Cooperative Bank and its affiliated Central Cooperative Banks and District Central Cooperative Banks and Public/ Private Sector Banks. 1% interest concession will be provided to borrower if the interest is fully serviced during the study period. The upper age limit for the interested students has been kept as 40(forty) years at the time of applying for loan. The repayment period shall be fifteen (15) years for any loan availed under this Credit Card including the Moratorium/ repayment holiday. For details kindly go through the Scheme given in this portal.

1. User Manual of Students (English) (Please click here to download)

2. User Manual of Students (Bengali) (Please click here to download)

3. How to apply (Please click here to listen ,Video Link)

4. How to apply, Traning Manual of Students (Bengali) (Please click here to download)

5. How to apply, Traning Manual of Students (English) (Please click here to download)

6. Govt. order for Student Credit Card Scheme dated 06/07/2021 

7. FAQ Bangla for Student Credit Card (Please click here to download)

8. FAQ English for Student Credit Card (Please click here to download)

9. Student Credit Card Interest Subsidy Arrangement (Please click here to download)

10. Link for apply (Please click here to apply)